What is the 80% rule?(1 point) Responses Insurance companies will require the policy holder to cover 80% of the deductible up front. Insurance companies will require the policy holder to cover 80% of the deductible up front. Banks holding mortgages require the policy holder to embed 80% of the premiums into the mortgage. Banks holding mortgages require the policy holder to embed 80% of the premiums into the mortgage. Insurance companies require that 20% of the replacement cost of the property be set as the deductible. Insurance companies require that 20% of the replacement cost of the property be set as the deductible. Insurance companies will require the policy holder take 80% of the replacement cost of the entire property in coverage, or they will reduce the reimbursements by a proportionate amount.

Insurance companies will require the policy holder to take 80% of the replacement cost of the entire property in coverage, or they will reduce the reimbursements by a proportionate amount.