While driving, Marshall accidentally rear-ends a sports utility vehicle at the mall. Which form of insurance can he use to pay for the damage to both vehicles?(1 point) Responses property insurance property insurance life insurance life insurance health insurance health insurance automobile insurance
automobile insurance
The form of insurance that Marshall can use to pay for the damage to both vehicles is automobile insurance.
Marshall can use automobile insurance to pay for the damage to both vehicles. Automobile insurance is specifically designed to cover damages to vehicles involved in accidents. To make a claim and get the insurance to cover the costs, Marshall should follow these steps:
1. Exchange Information: Marshall should gather information from the other driver involved in the accident, including their name, contact details, insurance company, and policy number. It's also essential to take note of the SUV's make, model, and license plate number.
2. Document the Accident: Marshall should document the accident scene by taking photos or videos of the vehicles' positions and any visible damages. This will serve as evidence when filing an insurance claim.
3. Contact the Insurance Company: Marshall should contact his own automobile insurance company and inform them about the accident. He will need to provide all the details and documentation collected. They will guide him through the claim process.
4. File a Claim: Marshall will need to file an insurance claim with his insurance provider. He should be prepared to answer specific questions about the accident, damages, and any injuries. It's important to be honest and provide accurate information.
5. Vehicle Inspection: The insurance company may send an adjuster to inspect the vehicles' damages and estimate the repair costs. They may also request repair estimates from authorized mechanics or body shops.
6. Repair Process: Depending on the insurance policy, Marshall may have to pay a deductible before the insurance covers the rest of the repair costs. He can choose a preferred repair shop from the insurance company's network or one that he trusts, after considering any possible limitations or requirements.
7. Insurance Coverage: Once the repair process is completed, Marshall's insurance company will typically cover the cost of the damages, up to his policy's coverage limits.
It's important to note that the specific coverage and the process may vary depending on Marshall's insurance policy and the insurance company he is using. Marshall should always review his policy and contact his insurance provider for precise details and guidance on how to handle the situation.