Emma and Rosa prefer to use the latest computer to do their assignments. They believe this will keep them on the cutting edge of technology. They are working on a report taken form a survey about how many people feel comfortable using a computer. According to the result, only 36% of people think they have average or better computer skills. If that is true, how many of the twenty-three students in their class feel that they have lower than average computer skills?

100 - 36 = 64 % lower than average

0.64 * 23 = ?