Review pp. 517–520. Describe your experience with credit and credit cards in a brief paragraph using at least five adverbs and five adjectives in your description. Bold the adverbs and underline the adjectives. What is the most effective way to determine whether a word is an adjective or an adverb?

I have never owned a credit card. I do not believe in them and I do not plan on ever owning one. I do not know what my credit score is because it usually cost money to get a credit check. However, I believe that my credit score is low, because of hospital bills. As of right now I am in the process of building my credit.

adverbs are; owned, believe, cost, low and process
is that correct? what are the adjectives?

owned = verb

believe = verb

cost -- should be "costs" = verb

low = adjective

process = noun

Adverbs: never, not, not, ever, not, usually

Adjectives: credit, credit, low, my

I'm not sure how you want to deal with "As of right now"!! The whole phrase is adverbial.

To review pp. 517–520, one must thoroughly read the assigned pages and familiarize themselves with the content provided. **Adverbs** are words that describe verbs, adjectives, or other adverbs by modifying or providing more information about them. Some common **adverbs** include quickly, slowly, easily, and bravely. **Adjectives**, on the other hand, are words that describe or modify nouns or pronouns. They provide characteristics and attributes to the nouns they modify. Examples of **adjectives** are happy, tall, beautiful, and intelligent.

To determine whether a word is an adjective or an adverb, it is important to understand their respective functions. Adjectives describe or modify nouns or pronouns, answering questions like "What kind?", "Which one?", or "How many?". Adverbs, on the other hand, modify verbs, adjectives, or other adverbs, answering questions like "How?", "When?", "Where?", "To what extent?", or "In what manner?".

One effective way to differentiate between adjectives and adverbs is by considering the word's placement and its role in the sentence. When a word is modifying a noun or pronoun, it is most likely an adjective. When a word is modifying a verb, adjective, or other adverb, it is likely an adverb. Additionally, adverbs often end in -ly, although this is not always the case.

If uncertain, a dictionary or a reliable grammar resource can provide guidance on the part of speech of a specific word. Understanding the definitions and examples provided for a word can help determine whether it is functioning as an adjective or adverb in a given context.