Sam discovers that someone has used his bank card to charge 100s of dollars at a sports store which risk of using financial institutions is he a victim of

Sam is a victim of credit card fraud, which can potentially lead to financial loss and damage to his credit score. Other risks include identity theft, unauthorized charges on his account, and potential legal consequences if the perpetrator is caught and prosecuted. Additionally, Sam may also experience emotional distress and inconvenience as he tries to resolve the issue with his bank and the sports store.