Country and Currency Name Today’s Currency Exchange Rate
Techtopia
(Techtopian dollar, or TPA) 1 USD = 1 TPA
Crosswater
(Crosswatering dollar, or CSW) 1 USD = 20 CSW
Nearland
(Nearlandian dollar, or NRD) 1 USD = 5 NRD
In at least two complete sentences, explain why a traveler will need to visit a currency exchange. Include how exchange rates are determined.