J°Shawn owes his mom $39. He earned $28 for pulling weeds at the neighbor's house and then let his brother borrow $15. Which expression represents how much money J'Shawn currently has?

0 -39 + 28 - 15
О 39 ÷ 28 + 15
0-39 - 28 - 15
O 39 - 28 + 15