Which of the following will lower your credit score for a while? (1 point)

Your credit card company requests a copy of your credit report as part of a periodic review of your account.
You apply for a credit card and the lender requests a copy of your credit report.
You request a copy of your credit report.
A company requests a copy of your report to determine whether they should send you a pre-approved credit card offer.

You apply for a credit card and the lender requests a copy of your credit report.