What factor is not used by FICO to calculate a score?(1 point)

Responses

Viewing of your own credit score
Viewing of your own credit score

Payment History
Payment History

Amounts Owed
Amounts Owed

Amount of New Credit

Viewing of your own credit score.

Which of the following will save you money over the life of your loan?

(1 point)
Responses

taking a loan with a longer term
taking a loan with a longer term

taking a loan with a higher APR
taking a loan with a higher APR

making a smaller down payment
making a smaller down payment

making larger payments than required

Making larger payments than required.

The factor that is not used by FICO to calculate a score is "Viewing of your own credit score." FICO does not take into account the act of viewing your own credit score when calculating your credit score.