This is the correct answer: Elizabeth’s use of the word “whispers” to describe the congregation’s assumptions about the black veil is an example of understatement.

This statement is not correct. Elizabeth's use of the word "whispers" to describe the congregation's assumptions about the black veil is not an example of understatement. The word "whispers" suggests a softer tone or a hushed discussion, but it does not downplay the significance or impact of the assumptions being made.