What is short-term disability insurance?(1 point)

Responses

It covers the employee’s income and medical costs when they are hurt on the job and cannot work.
It covers the employee’s income and medical costs when they are hurt on the job and cannot work.

It is money that is paid out for the first two weeks after an employee has an accident or an illness occurs.
It is money that is paid out for the first two weeks after an employee has an accident or an illness occurs.

It is often sponsored by the employer and provides income protection to an employee while they cannot work for a temporary period of time.
It is often sponsored by the employer and provides income protection to an employee while they cannot work for a temporary period of time.

It is used to protect income in case of illness or injury for people younger than 65 who are not able to work for at least a year.
It is used to protect income in case of illness or injury for people younger than 65 who are not able to work for at least a year.
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Short-term disability insurance is often sponsored by the employer and provides income protection to an employee while they cannot work for a temporary period of time due to illness or injury that is non-work-related. It is designed to provide a portion of the employee's salary during the time when they are unable to perform their job duties. The duration of the coverage can vary but typically lasts from a few weeks up to a year.