What is short-term disability insurance?(1 point) Responses It covers the employee’s income and medical costs when they are hurt on the job and cannot work. It covers the employee’s income and medical costs when they are hurt on the job and cannot work. It is often sponsored by the employer and provides income protection to an employee while they cannot work for a temporary period of time. It is often sponsored by the employer and provides income protection to an employee while they cannot work for a temporary period of time. It is money that is paid out for the first two weeks after an employee has an accident or an illness occurs. It is money that is paid out for the first two weeks after an employee has an accident or an illness occurs. It is used to protect income in case of illness or injury for people younger than 65 who are not able to work for at least a year.

Short-term disability insurance is often sponsored by the employer and provides income protection to an employee while they cannot work for a temporary period of time. It is used to protect income in case of illness or injury for people younger than 65 who are not able to work for at least a year.