Which of the following will likely lower your credit score?(1 point)

Responses

You are three months away from paying off your 5-year loan.
You are three months away from paying off your 5-year loan.

All your low balances on your credit cards.
All your low balances on your credit cards.

All of your accounts date back five years or more.
All of your accounts date back five years or more.

You recently declared bankruptc