How are SSDI and SSI different?
• SSDI is only for the elderly, while SSI is for the younger generation.
• SSDI is managed by the federal government and SSI is managed by the states.
• SSDI is an insurance program paid out of the Social Security Trust fund and SSI is a needs- based program.
• One of them is only for workers who have been injured on the job.
The correct statement is: SSDI is an insurance program paid out of the Social Security Trust fund, while SSI is a needs-based program.
SSDI (Social Security Disability Insurance) is available to individuals who have paid into the Social Security system through payroll taxes and have earned enough work credits. It provides benefits to individuals who have a qualifying disability and are unable to work.
On the other hand, SSI (Supplemental Security Income) is a needs-based program that is available to disabled individuals with low income and limited resources, regardless of their work history. SSI is managed by the federal government and provides cash assistance to cover basic needs such as food, shelter, and clothing.