Which type of insurance will repair someone’s front lawn if a driver drives through it?(1 point) Responses bodily injury liability bodily injury liability property damage liability property damage liability personal injury protection personal injury protection uninsured motorist
property damage liability
The type of insurance that will repair someone's front lawn if a driver drives through it is property damage liability insurance.
The type of insurance that will typically cover the repair of someone's front lawn if a driver drives through it is property damage liability insurance. To get this answer, we need to understand the different types of insurance coverage related to car accidents.
1. Bodily Injury Liability: This type of insurance covers injuries caused to other people in an accident for which you are at fault. It does not cover property damage.
2. Property Damage Liability: This insurance coverage is specifically designed to cover the repair or replacement costs of other people's property that is damaged in an accident caused by you.
3. Personal Injury Protection: Personal injury protection (PIP) coverage is a type of insurance that typically covers medical expenses, lost wages, and other related expenses for you and your passengers, regardless of who is at fault in an accident. It does not cover property damage.
4. Uninsured Motorist: Uninsured motorist insurance provides coverage if you are in an accident caused by a driver who does not have insurance or has inadequate coverage. It does not cover property damage caused by the insured driver.
Therefore, the correct answer is property damage liability insurance. If someone's front lawn is damaged by a driver, the property damage liability insurance of the driver at fault should cover the cost of repairing the lawn.