Where does your credit score come from?(1 point) Responses It is based on information in the credit reports compiled by Equifax, Experian, and TransUnion. It is based on information in the credit reports compiled by Equifax, Experian, and TransUnion. It is calculated by Equifax, Experian, and TransUnion. It is calculated by Equifax, Experian, and TransUnion. It is calculated from your work and sent to Equifax, Experian, and TransUnion. It is calculated from your work and sent to Equifax, Experian, and TransUnion. It is based on information you provide to Equifax, Experian, and TransUnion.
It is based on information in the credit reports compiled by Equifax, Experian, and TransUnion.
Your credit score comes from the information in the credit reports compiled by Equifax, Experian, and TransUnion.
Your credit score is based on information in the credit reports compiled by Equifax, Experian, and TransUnion. These credit reporting agencies collect and maintain data on your credit history, including your payment history, credit utilization, length of credit history, types of credit accounts, and any negative marks such as late payments or bankruptcies.
To calculate your credit score, the credit reporting agencies use various scoring models, with the most commonly used one being the FICO score. This scoring model takes into account the information in your credit reports and assigns you a numerical score ranging from 300 to 850. The higher your credit score, the more creditworthy you are considered to be.
It's important to note that your credit score is not calculated directly by Equifax, Experian, or TransUnion themselves. Rather, these agencies provide the data to credit scoring companies such as FICO or VantageScore, who use complex algorithms to analyze the information and generate your credit score.
To access your credit score, you can usually obtain it from the credit reporting agencies directly or through various credit monitoring services and financial institutions. It's a good practice to regularly review your credit reports and monitor your credit score to ensure the accuracy of the information and identify any potential issues or discrepancies.