Four less than the product of 10 and Victor's savings

To get the answer to the question, we need to perform a calculation.

Step 1: Multiply 10 by Victor's savings.
Step 2: Subtract 4 from the result obtained in Step 1.

Let's assume Victor's savings are represented by the variable "x."

Therefore, the expression for the given statement would be: 10x - 4.

To find the actual value, you would need to know the specific value of Victor's savings, represented by the variable "x."