Xavier is choosing a new bank. In addition to thinking about which banking services are important to him and what they will cost, what else should Xavier also consider?
A. what the interest rate will be
B. how the services are paid for
C. the timeframe for his investments
D. whether or not the bank is insured
E. the bank's reputation and customer reviews
F. the bank's location and accessibility
G. online and mobile banking capabilities
H. customer service and support options
I. any potential fees or penalties for certain transactions or account balances
J. the bank's history of stability and financial health
K. any additional perks or benefits offered by the bank.