What is the first step toward determining how much you can save?
a. put 15% of your income into savings
b. stop all spending for one month
c. track your expenses for a set period of time
d. use your debit card for all purchases
a. put 15% of your income into savings
b. stop all spending for one month
c. track your expenses for a set period of time
d. use your debit card for all purchases