Leena is a senior in high school. She babysits regularly and deposits her earnings into a checking account. She wants to get a credit card before leaving for college, but she is finding it difficult to get one. Determine whether Leena has a positive credit history, a negative credit history, or no credit history. Explain your answer.(6th grade)
Based on the information provided, we can determine that Leena most likely has no credit history. This is because she is a high school senior, meaning she is young and may not have had the opportunity to build credit yet. Additionally, the fact that she is finding it difficult to get a credit card suggests that she may not have a history of borrowing money and making payments, which is typically required to establish credit history. However, babysitting regularly and depositing earnings into her checking account shows responsibility and a potential for good credit habits in the future.
