Which of the following laws most effectively addresses privacy of individual data held by the federal government?(1 point) Responses the Family Educational Rights and Privacy Act (FERPA) the Family Educational Rights and Privacy Act (FERPA) the Fair Credit and Reporting Act (FCRA) the Fair Credit and Reporting Act (FCRA) the Privacy Act of 1974 the Privacy Act of 1974 the Health Insurance Portability and Accountability Act (HIPAA)

The Privacy Act of 1974 most effectively addresses the privacy of individual data held by the federal government as it specifically regulates the collection, maintenance, use, and dissemination of personally identifiable information by federal agencies.