Josie is worries about paying for college. She meets with her high school advisor who says that she might be able to get some financial aid. Josie does not want to have to get student loans, which she would have to pay back. Her advisor tells Josie that she might qualify for money that she won’t have to pay back. What is Josie’s advisory telling her to apply for?

Josie's advisor is telling her to apply for scholarships or grants. These forms of financial aid do not have to be paid back and can help offset the cost of college tuition.