Which of the following will help prevent UDAAP violations?
1. Providing clear and transparent disclosures to consumers about the terms and conditions of financial products and services
2. Ensuring that marketing materials are not misleading or deceptive
3. Training employees on UDAAP regulations and best practices for compliance
4. Having a strong compliance management system in place to monitor and address potential UDAAP issues
5. Conducting regular reviews and audits of consumer-facing practices and processes to identify and address potential UDAAP risks.