Where is most of the freshwater on earth stored

Frozen in glaciers and other forms of ice
In reservoirs used to supply human settlements with water
In depths of the ocean
In lakes and streams

The majority of the freshwater on Earth is stored in glaciers and ice caps, accounting for about 68.7% of the total freshwater. Only a small percentage is found in lakes, rivers, and underground aquifers, while an even smaller percentage is stored in reservoirs used for supplying water to human settlements.