two strategies you could use to be smart about your money and how you spend it? be personal and specific
1. Create a budget and track your expenses: One strategy I use to be smart about my money is to create a monthly budget and track my expenses. By setting limits on how much I can spend in each category, such as groceries, entertainment, and dining out, I am able to prioritize my spending and ensure that I am not overspending in any one area. I also use budgeting apps like Mint to track my expenses and see where I may be able to cut back in order to save more money.
2. Take advantage of cashback opportunities and discounts: Another strategy I use to be smart about my money is to take advantage of cashback opportunities and discounts whenever possible. I make sure to use credit cards that offer cashback rewards on my purchases, and I always look for discounts and coupons before making a purchase. Whether it's shopping online through cashback portals like Rakuten or using discount codes at checkout, I am always on the lookout for ways to save money and make my dollars stretch further.