Miguel and Shonda are married and applying for a loan. They have similar salaries. Before they got married, Miguel had some medical issues and was out of work for a few months. He got behind on some of his loan payments but has now caught up. Shonda has a good credit history and very little debt. How should they apply for the loan? (1 point) Responses
A. Neither is likely to get good terms in this circumstance.
B. Only Shonda should apply because she will get better terms.
C. Both should apply because their credit scores will average out to a good one.
D. Only Miguel should apply because he has a longer history of borrowing money.