the correct answer is?

A small business owner has realized that the conditions in the current economy is causing a lot of people to save more of their money. What could that situation mean for a possible loan that the small business owner is thinking about taking out?

The interest rate would be higher.

The interest rates would be lower.

The interest rates would become very unpredictable, with large increases and decreases and wild swings.

The interest rate would not change.

The interest rate would be higher.