Which of the following is true of fixed interest rates?(1 point) Responses They are harder to budget for because they vary from month to month. They are harder to budget for because they vary from month to month. They can be unpredictable. They can be unpredictable. They are initially higher than variable interest rates. They are initially higher than variable interest rates. They can change at any time based on an index. They can change at any time based on an index.

They are initially higher than variable interest rates.