If Jabez were applying for a car loan, what type of data privacy law would effect what type of information was available about this credit history?
A.) FCRA
B.) HIPAA
C.) COPPA
D.) FTCA
A.) FCRA
The Fair Credit Reporting Act (FCRA) governs the collection, dissemination, and use of consumer credit information. If Jabez were applying for a car loan, the FCRA would affect what type of information was available about his credit history to the lender.