Collision insurance or comprehensive insurance can be waived if a driver feels that his/her car is not worth insuring. Collision insurance covers damages to the driver's own vehicle in the event of an accident, while comprehensive insurance covers damages from non-collision incidents such as theft, vandalism, or natural disasters. If a driver feels that their car is not worth insuring due to its low value or condition, they may choose to waive these types of insurance coverage. However, it is important to keep in mind that liability insurance, which covers damages to other parties in an accident for which the insured driver is at fault, is usually mandatory in most states.
