Opal West has made a claim for an injury of a visiting ten-year-old who broke a toe in the family swimming pool. She carries a home insurance plan with a $500 deductible for physical damages and an $800 deductible for accidental injury.
In this case, Opal West would be responsible for paying the $800 deductible for the accidental injury of the visiting ten-year-old who broke their toe in the family swimming pool. Once the deductible is paid, the home insurance plan would cover the cost of medical treatment and any other related expenses for the injury. It is important for Opal West to carefully review her insurance policy to understand the coverage and deductible amounts for accidental injuries, in order to make informed decisions in the event of a claim.
