Start-up costs for a bicycle shop could refer to:

The profits from the first day of business.

The loan received from the bank.

A cash register.

All of the above.

No, the start-up costs for a bicycle shop typically refer to the expenses incurred before the business officially opens, such as purchasing inventory, leasing a storefront, marketing efforts, hiring staff, and setting up the shop. Items like a cash register may be included in these costs, but profits from the first day of business or a bank loan would not typically be considered start-up costs.