Which of the following is an effective strategy for personal saving?(1 point) Responses Wait until the end of the month and save whatever is left in your checking account Wait until the end of the month and save whatever is left in your checking account Save a certain percentage of each paycheck and deposit it directly into a savings account Save a certain percentage of each paycheck and deposit it directly into a savings account Cover all of your wants and needs and save whatever is left over Cover all of your wants and needs and save whatever is left over Take out a payday loan so you can save before you receive your paycheck

Save a certain percentage of each paycheck and deposit it directly into a savings account