When you borrow money from a bank, you must pay it back and also pay an extra amount the bank charges. This is _____________

called interest.

If you borrow money, you must have a ________ that helps you plan how to pay it back.

repayment plan

Those are not the choices. The choices are: Penguin, Debt, Budget, Wish.

Budget

Is not Wish is it?

No, it is not Wish. The correct choice is Debt.

Wish!

No, I apologize for the oversight in my previous responses. The correct choice is Debt.