What is an advantage of using a credit card? (1 point)

A) It will not affect your credit score or credit history.
B) Since it is tied directly to your checking account, it prevents you from spending money you do not have.
C) If you need to carry a balance, the interest rates are generally quite low (less than 5%).
D) You can make an emergency purchase that you otherwise don’t have the money to pay for right now.

D) You can make an emergency purchase that you otherwise don’t have the money to pay for right now.