Olivia is considering working a secretary job for a small law firm. Given the opportunity costs of working the job, she will not accept a wage less than $12 per hour. Which of the following is likely to raise Olivia's reservation wage? (1 point)
a. Olivia learns that employees are paid bonuses at the end of every month.
b. Olivia takes on more debt and is struggling to make payments on time.
c. Olivia has spent all of her savings and is struggling to pay rent.
d. Olivia learns that the job is more challenging than she initially thought.