do debit cards have all of the same qualities as money

Debit cards are similar to cash in many ways, but they do have some differences. Debit cards allow you to access funds directly from your bank account, just like cash, but they are not considered legal tender. Debit cards also do not have the same level of anonymity as cash, as all transactions are recorded and can be traced back to the cardholder.

Additionally, some merchants may have limitations on the use of debit cards, such as minimum purchase amounts or restrictions on certain types of transactions. Debit cards also offer some protections that cash does not, such as the ability to dispute unauthorized charges or fraudulent transactions.

Overall, while debit cards share many qualities with cash, they are not exactly the same and each have their own unique features and limitations.