What did Washington mean?

quote
"Cherish public credit. One method of preserving it is, to use it, as little as possible."

In this quote, George Washington is emphasizing the importance of valuing and protecting public credit. He suggests that a way to accomplish this is by minimizing the usage of public credit. By using it sparingly, Washington implies that individuals can ensure the stability and credibility of public credit, which in turn strengthens the nation's financial standing.