Indira withdrew $20 from her account every day for 5 days, then deposited $45 into the account. Which expression represents the change in the amount in her account?

Negative 20 + 5 + 45
20 minus 5 + 45
20 times 5 + 45
Negative 20 times 5 + 45

Negative 20 times 5 + 45 is the expression that represents the change in the amount in her account.