Alexandria earns $58,000 per year. Her monthly expenses excluding entertainment and her credit cards are $2,000. Her credit card balances total $23,750. What effect will Alexandria's credit card balances have? (1 point)
will lower her credit rating because Alexandria carries a lot of debt
will raise her credit rating because she can pay them off in just a month or two
will raise her credit rating because they show that companies trust Alexandria with high debts
will lower her credit rating because mortgage companies don't like to lend to customers of credit card companies