Which of the following is a certificate of deposit (CD)

An account paying 0.05% interest with no other limitation.

A deposit that has to be maintained in the bank for 1 year in exchange of a 2% interest.

A “basket” of money pooled in by many investors to acquire securities based on the value of cash.

An investment in stocks.

A deposit that has to be maintained in the bank for 1 year in exchange for a 2% interest is a certificate of deposit (CD).