Maria wants to start saving for college, but she has a little tolerance for risk which approach to saving for college is considered the lowest risk

The lowest-risk approach to saving for college would be to put the money into a high-yield savings account or a Certificate of Deposit (CD). These options provide a fixed and relatively low-interest rate, but they have a very low risk of losing the principal amount. Another option with low risk is investing in US Treasury bonds, as they are backed by the US government and considered very safe.