Carl is new to financial planning and goal making but one thing is clear to him. He wants to save a lot more money every month with his current income. He’s not sure if that will be possible I’d like to achieve the school beginning next month but again he’s not sure if that can happen which question from the smart goal framework should most likely focus on.

Based on Carl's situation, the most relevant question from the SMART goal framework that he should focus on would be "Is it achievable?" This question will help Carl determine whether or not saving a lot more money every month with his current income is possible, given his specific circumstances.