What is the surest sign that your financial decision is irresponsible? (1 point)

• The investment involves the stock market.
• The investment is in a startup company.
• There is a possibility of gain, but also a risk of loss.
• You cannot afford to lose the money you spend or invest.

The surest sign that your financial decision is irresponsible is that you cannot afford to lose the money you spend or invest (1 point). This indicates that you are taking on too much risk and potentially jeopardizing your financial stability.