Shophia is bying her fist car. She wants a Voltswagon jetta. It costs $21,345 plus $2,500 for upgrades like floor mats and a sunroof. The Georgia sales tax on the car will be 7%. What will be the total of her loan with upgrades including sales tax?

The total cost of the car with upgrades is $21,345 + $2,500 = $<<21345+2500=23845>>23,845.

The sales tax she will have to pay on the car is $23,845 * 0.07 = $<<23845*0.07=1669.15>>1,669.15.
Therefore, the total cost of her loan, including upgrades and sales tax, will be $23,845 + $1,669.15 = $<<23845+1669.15=25514.15>>25,514.15. Answer: \boxed{25514.15}.