Which of these factors should consumers research FIRST when they receive a credit card offer with a low introductory rate?

Responses

A

the APR after the introductory period expires

the APR after the introductory period expires

B

the cash advance features offered by the bank

the cash advance features offered by the bank

C

the type of card, such as secured, regular, or premium

the type of card, such as secured, regular, or premium

D

the availability of special programs, such as "cash back" programs

the availability of special programs, such as "cash back" programs