Create a chart using spreadsheet software with the following headers across the top of six columns:
Loan type/Credit line
Duration
Rates
Repayment
Penalties
Collateral
Here is an example of a chart that includes the headers you mentioned:
| Loan type/Credit line | Duration | Rates | Repayment | Penalties | Collateral |
| --------------------- | -------- | ----- | --------- | --------- | ---------- |
| Personal Loan | 3 years | 5.75% | Monthly | None | None |
| Mortgage Loan | 30 years | 3.25% | Monthly | None | Property |
| Credit Card | N/A | 20.99%| Monthly | Late fees | None |
| Business Loan | 5 years | 6.50% | Monthly | Prepayment fees | Business assets |
| Line of Credit | Revolving | Prime rate + 2%| Monthly | None | Business assets |
Please note that the information provided in the chart is just an example and may not reflect actual loan or credit line terms.