An individual health plan is a type of health insurance policy that is purchased by an individual or family directly from an insurance company or through a marketplace. It provides coverage for medical expenses, such as doctor visits, hospitalizations, prescription medications, and preventive care. Individual health plans are typically tailored to meet the needs of each person and can vary in terms of cost, coverage options, and network of healthcare providers. It is often used by individuals who are self-employed, not eligible for employer-sponsored health insurance, or prefer to have more control over their healthcare choices.
