which of the following describes the difference between a clause and a phrase?

a. a clause occurs at the beginning of a sentence, but a phrase does not.
b. a clause has commas around it or after it, but a phrase does not.
c. a clause modifies another word in the sentence, but a phrase does not.
d. a clause has a subject and a verb, but a phrase does not.

d. a clause has a subject and a verb, but a phrase does not.