Question

Which choice is an accurate fact about credit reports?(1 point) Responses

Answer 1

[AI-generated answer — Bot GPT 3.5]

-A credit report is a record of an individual's borrowing and repayment activities.

-Credit reports are only used by lenders when determining whether to grant a loan.
-Credit reports are maintained by individual banks and financial institutions.
-Credit reports do not have any impact on an individual's credit score.